Fidelity bonds encompass a wide array of situations. For example, the need for a bond can be mandated by statute (ERISA Bonds) or by a contract (3rd party fidelity for janitorial services). This coverage is very much the same as employee dishonesty / crime coverage. Some bond markets have devoted resources to ensure expertise and capacity for these bonds. Disclosure and communication are the key to address the individual needs of the customer.
A crime insurance policy provides a variety of crime coverages, including employee dishonesty, forgery, computer fraud, funds transfer fraud, extortion, and counterfeit money. Crime insurance protects the company from unnecessary losses and provides a cushion if unexpected loss occurs.